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About our business loans

The most important thing for us is that there is opportunity for development and profitability in the company. Important is also the entrepreneur's and company's ability to develop and manage the business idea or investment.

We take out security in the form of a company registration, usually in combination with the deposit. We usually settle the financing solution together with your bank.

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The interest rate is based on the risk

The loan is complementary to the market. In order to compensate for the higher risk and not to compete with the private market, we take an interest rate above average bank interest rates. The interest rate depends primarily on the risk we take in each business when we lend money. The higher the risk, the higher the interest rate. Normally, the corporate loan will be paid back in three to five years.

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Borrow 100 percent of the capital requirement

We can lend up to 100 percent of the capital requirement. Our credit assessment is based primarily on the possibilities of your business idea. The purpose of the Micro Loan is to provide opportunities for new businesses to be established and growing. The loan can be used for investments and working capital. As security for the Micro Loan, we want a limited personal guarantee of 10 percent of the loan amount.

More favorable terms

Thank you for being a guarantee from the European Investment Fund, we can offer Microwaves at favorable terms. This means, among other things, a repayment period of up to 72 months, amortization of the first 12 months and a favorable interest rate. The interest rate is primarily due to the risk level in the loan business, where higher risk means higher interest rates. A setup fee of SEK 500 will be added.

So are you tired of sluggish banks who do not understand your everyday life as entrepreneurs? We were also so that is why we started. We come from a background like small business owners, and we quickly realized how difficult it is to get corporate loans from the old and more traditional banks. Who has time to go to the bank and be in trouble with administration and meetings? We have our own businesses to take care of! Read more on how to grow your business

Business is incredibly important to society. Today, 4 of 5 jobs are created in small businesses. But a majority have problem with the banks. And it's no wonder - sometimes you have to invest, sometimes you simply need to borrow money to continue running your business.

We take care of all the hassle of the loan process. Then it will be easy for you. Our loans are based on your company's actual cash flow, not on forecasts, history or assumptions. All you need to do is to apply and we'll be back with answers shortly. Fixed price without hassle and hidden fees. We call it smart business loans.

Welcome to a place where we want to help you with your company and see you grow.